50 Questions to Guide Your Self-Evaluation
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There are lots of ways to think about your spending.
How will you determine whether your spending is great, good, poor or fail?
The main goal should be to spend a few thoughtful moments after spending.
You may find the following questions helpful in determining how to characterize your spending.
Your spending evaluations should reflect your goals and your values.
- Was I even thinking about my budget?
- Did I set a spending limit for this particular purchase?
- Did I stay within my overall budgeted category limits?
- Were these needs or wants?
- Was my spending cautious or impulsive?
- Was my spending generous or self-indulgent?
- Did I use my time wisely in considering this purchase?
- Will today's spending decisions make tomorrow easier?
- Could it have waited until next week or next month?
- Do I have wiggle room for the rest of the budget period?
- Was this the right time for this purchase?
- Could better planning have led to a better outcome?
- Was it a good deal?
- Did I pay extra just for convenience? Was it worth it?
- What will my spouse or spending buddy think?
- Could I have better anticipated this expense?
- Did I make the best decisions under the circumstances?
- Should I pull from my emergency fund or try to reduce other planned spending?
- Did I justify buying a non-essential because it was a good deal?
- If I bought in bulk, will our rate of consumption increase?
- Do these groceries support my health and wellness goals?
- Why did I decide to eat out? Convenience? Enjoyment?