Become a Better Spender

Improve your spending habits one decision at a time.
Save tons of money for the rest of your life.

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TLDR

Spending too much money is frustrating. Breaking poor spending habits is hard. SpendLight is a spending journal that helps make lasting improvement by changing your thought process around spending.

How It Works

Our plan for mindful spending works wonders.

Record Discretionary Spending

A simple SMS text message is all it takes to record your spending. Downloading an app is totally unnecessary.

See how easy it is to get started.

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Develop a Habit of Self-Evaluation

SpendLight is a simple spending journal that helps you strengthen your spending habits. The deliberate act of reflection helps cut down on mindless spending. Often you'll reconsider a purchase if you know you'll have to record it.

Learn why spending journals work.

Track Decisions... Not Just Dollars

If you're going to spend time reviewing your spending, it's better to consider the influences upon your behavior than it is to account for every penny.

What was your frame of mind?
Was this the right time for the purchase?
Was this impulsive spending?
Could better planning have led to a better outcome?

Get more ideas for thoughtful self-evaluation.

Embrace a Weekly Feedback Loop

Most bills are paid monthly, but discretionary spending is more naturally tracked on a weekly basis.

Mark your progress week by week to strengthen and speed up the feedback loop.

Handle Life's Surprises

Life often doesn't go according to plan. But that doesn't mean your spending goals are a lost cause.

Even if an unplanned life event breaks your budget, you still ought to determine whether you reacted wisely to the circumstances.

Add a Spending Buddy

When you record and rate your spending, an SMS or email invites your spending buddy to react with a rating of their own.

Use SpendLight to maintain accountability or just stay on the same page.

Our Commitment to Your Financial Data

We have strong opinions about what it means to respect our customers.

We will never sell your data.

As a result, we need to charge.

We will never connect your bank.

You decide what spending gets recorded.

We will never hold your data captive

Import, export or delete your spending records at any time.

Seriously? Yet Another Personal Finance Tool?

SpendLight approaches the task of personal budgeting differently. There are plenty of tools to help create a decent plan. SpendLight is all about learning to stick to the plan.

Its focus is on the behavioral aspects of spending. After all, the money does not spend itself. People make choices about how they spend their money; therefore, it makes sense to work on good spending as a behavior that can be learned.

SpendLight Editions

Something suitable for every budget.

FREE

Paper
Edition

Printable PDF
Email Reminders (Optional)

$7

3-Month
Subscription

SMS Input
Buddy Notifications
Data Import/Export
Weekly Insights

$19

1-Year
Subscription

SMS Input
Buddy Notifications
Data Import/Export
Weekly Insights
30% Annual Savings

Why Folks Love SpendLight

Not everyone will love SpendLight, but many do.

Easier than Expected!

"I love that I can just send a quick text message to record my spending." - Francis, Iowa

Money Mindfulness

Taking a few moments to pause and think about my spending decisions is helping me stick to my budget more often. - Greg, Montana

Thoughtful Kids

"We created profiles for our three kids, and now they describe their spending in terms of good decisions and poor decisions." - Dave, Idaho